The5%ers Risk of Ruin Calculator
High Stakes and Hyper Growth math. Calculate the survival odds of your strategy against The5%ers's 4% drawdown rule before paying the evaluation fee.
Pass your evaluation. Protect your funded account.
Free classic calculator below. For 10,000-path Quick Test against The5%ers's exact drawdown rule, with the recommended risk level to maximize pass probability, open the app.
Public rules only. Educational, not affiliated with any prop firm. Rules change: verify with your firm before trading.
Your strategy vs The5%ers's rules
The5%ers offers 4 sizes from $5,000 to $100,000
Survival grade
F
Ruin probability
99%
Losers to bust
4(4 to hit daily)
Your strategy has a positive edge of 25.0% per trade. Edge is positive, but ruin probability is high. Reducing risk per trade is the fastest fix.
About The5%ers's rules
The5%ers is an Israel-based prop firm offering Bootcamp (instant funding with low caps), High Stakes (challenge), and Hyper Growth (scaling) accounts. Each has distinct drawdown rules.
Key risk rule
Tight 4% max drawdown on High Stakes is far less forgiving than industry-standard 10%, requiring much smaller per-trade risk.
| Account | Size | Max DD | Daily | Profit Target |
|---|---|---|---|---|
| $5K High Stakes | $5,000 | 4% | 4% | 8% |
| $20K High Stakes | $20,000 | 4% | 4% | 8% |
| $60K High Stakes | $60,000 | 4% | 4% | 8% |
| $100K High Stakes | $100,000 | 4% | 4% | 8% |
Rules summarized from publicly published information as of 2026-04-17. Always verify current terms directly with The5%ers.
Why most The5%ers traders fail
The 4% drawdown ceiling looks generous in isolation. The math says otherwise. At 2% risk per trade, you bust after just 2 consecutive losers. With a 50% win rate, that sequence happens roughly once every 4 trades — and most evaluations require enough activity that you'll see it.
The5%ers's static drawdown is more forgiving than trailing rules, but the daily loss limit is the silent killer. Most evaluation failures happen on a single bad day, not from accumulated drawdown.
The fix is structural, not tactical. Reducing risk per trade from 2% to 1% cuts your expected ruin probability by roughly 75%. Reducing it to 0.5% effectively eliminates rule-based failure for most positive-edge strategies.
Run real Monte Carlo simulation
This calculator uses the classical risk of ruin formula. For 10,000-path Monte Carlo Quick Test against real market volatility, with The5%ers's drawdown rule applied and the recommended risk level to maximize pass probability, use the iOS app.