FTMO Risk of Ruin Calculator
Survive the 10% drawdown rule. Calculate the survival odds of your strategy against FTMO's 10% drawdown rule before paying the evaluation fee.
Pass your evaluation. Protect your funded account.
Free classic calculator below. For 10,000-path Quick Test against FTMO's exact drawdown rule, with the recommended risk level to maximize pass probability, open the app.
Public rules only. Educational, not affiliated with any prop firm. Rules change: verify with your firm before trading.
Your strategy vs FTMO's rules
FTMO offers 5 sizes from $10,000 to $200,000
Survival grade
A
Ruin probability
0.6%
Losers to bust
10(5 to hit daily)
Your strategy has a positive edge of 25.0% per trade. Survival odds look strong, but Monte Carlo simulation against real market data will give you a more realistic picture.
About FTMO's rules
FTMO is a Czech-based prop firm that evaluates traders through a two-step Challenge and Verification process. Accounts use a static 10% maximum drawdown and a 5% daily loss limit measured from the prior day's closing equity.
Key risk rule
5% daily loss limit measured from previous day's closing equity. A single bad day can end the account before max drawdown matters.
| Account | Size | Max DD | Daily | Profit Target |
|---|---|---|---|---|
| $10K Challenge | $10,000 | 10% | 5% | 10% |
| $25K Challenge | $25,000 | 10% | 5% | 10% |
| $50K Challenge | $50,000 | 10% | 5% | 10% |
| $100K Challenge | $100,000 | 10% | 5% | 10% |
| $200K Challenge | $200,000 | 10% | 5% | 10% |
Rules summarized from publicly published information as of 2026-04-17. Always verify current terms directly with FTMO.
Why most FTMO traders fail
The 10% drawdown ceiling looks generous in isolation. The math says otherwise. At 2% risk per trade, you bust after just 5 consecutive losers. With a 50% win rate, that sequence happens roughly once every 32 trades — and most evaluations require enough activity that you'll see it.
FTMO's static drawdown is more forgiving than trailing rules, but the daily loss limit is the silent killer. Most evaluation failures happen on a single bad day, not from accumulated drawdown.
The fix is structural, not tactical. Reducing risk per trade from 2% to 1% cuts your expected ruin probability by roughly 75%. Reducing it to 0.5% effectively eliminates rule-based failure for most positive-edge strategies.
Run real Monte Carlo simulation
This calculator uses the classical risk of ruin formula. For 10,000-path Monte Carlo Quick Test against real market volatility, with FTMO's drawdown rule applied and the recommended risk level to maximize pass probability, use the iOS app.